Built to protect your home.

Silmar Home Insurance is more than quality coverage for your space. With access to innovative tools and local agents, it's easy to make sure you're covering all your bases.

Coverages

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Dwelling

Pays for damage or destruction to your house and any unattached structures and buildings, such as fences, detached garages, and storage sheds.

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Homeowners

Provides protection for the additions or alterations to your unit, and fixtures not covered by the condo association's policy. For example: flooring and wallpaper.

Loss of Use

Pays for additional living expenses if your home is too damaged to live in during repairs. Most coverages pay 10 to 20 percent of the amount of your dwelling coverage.

Additional Living Expenses

If a loss occurs, your policy may cover temporary living expenses while you’re waiting for your home to be repaired. This may include shelter, food and relocation costs.

Personal Property

Covers the contents of your house, including furniture, clothing and appliances, if they are stolen, damaged, or destroyed.​

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Liability

Protects you against financial loss if you are sued and found legally responsible for someone else's injury or property damage.

Medical Payments

Covers medical bills for injuries on your property and for some  that happen away from your property, like if your dog bites someone.

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Whats Not Covered

Flood, Earthquake, Nuclear Accident and War

To protect against unforeseen and uncontrollable events like these, you can purchase hazard insurance through your insurance policy.

Windstorm Damage

In certain areas of some states, standard insurance does not cover damage by windstorms and hail. Check your policy information to see if windstorm damage is covered.

Your Peace of Mind is Our Priority

Silmar Insurance customers entrust us to protect what is dearest to them: their homes, their families and their futures. We believe every customer deserves the peace of mind that comes with knowing their largest investment is secured.

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We Can Bundle Your Policies & Help Save You Money

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